Description

Summary:

Reporting to the Chief Compliance Officer, the Enterprise Compliance Risk Director (“ECRD”) is responsible for designing, implementing, and leading second-line oversight of Huntington’s enterprise-wide BSA/AML and OFAC/Sanctions Compliance Program within the Corporate Compliance organization. This leader will collaborate closely with senior executives across Risk, Compliance, the Payment Segment, and Operations to maintain—and where necessary, enhance—a robust compliance program responsive to an evolving and heightened regulatory environment. The ECRD will oversee a high-performing team of compliance professionals and ensure strong governance, effective challenge, and sound risk management practices across all relevant lines of business.

Duties and Responsibilities:

• BSA/AML, Sanctions (OFAC), and Enterprise Risk Oversight

• Lead and enhance the enterprise BSA/AML and OFAC/Sanctions compliance program in alignment with U.S. regulatory requirements.
• Interpret and support implementation of regulatory changes related to BSA/AML, OFAC/Sanctions, Payments, and emerging financial crime risks.
• Provide effective challenge and oversight across first and second line AML, Sanctions, and financial crimes controls.
• Strengthen AML/Sanctions risks and controls within the Enterprise Risk Management System (ERMS).
• Oversee governance and provide credible challenge of transaction monitoring, sanctions screening, and model risk management activities.

• Payment Segment & Operations Support

• Serve as the primary second-line compliance advisor to the Payment and Operations Segments on AML, Sanctions, Payments, and bank operations regulatory risks.
• Support development, review, and enhancement of payments-related risk assessments (wires, ACH, RTP, FedNow, card networks, digital payments).
• Partner with Operations to identify, mitigate, and monitor compliance risks within operational processes, servicing, and back-office activities.
• Advise on operational changes, payment product enhancements, and new payment capabilities to ensure regulatory alignment.
• Oversee controls related to payment processing, sanctions screening, fraud detection, and exception handling.

• Program Management & Governance

• Oversee and improve AML/Sanctions/High-Risk Customer/Cannabis/Regulation GG policies and procedures.
• Lead and continuously enhance the annual enterprise-wide AML/BSA/OFAC Risk Assessment.
• Direct preparation of program-related correspondence (Wolfsberg, PATRIOT Act certifications, KYA/KYC requests, foreign bank inquiries).
• Provide subject matter expertise to the Compliance Testing Group (CTG), Internal Audit, and external regulators.
• Represent Compliance in enterprise committees, working groups, Payment Segment forums, and Operations governance bodies.
• Contribute to the design and delivery of AML/Sanctions compliance training programs.

Basic Qualifications:

• Bachelor’s degree in business or related field.
• 15+ years of banking experience in a risk or compliance role at a large financial institution implementing and overseeing BSA/AML and Sanctions/OFAC programs, Payments, and Operations functions in compliance with U.S. regulations.

Preferred Qualifications:

• Experience serving as Chief BSA/AML Officer for a regulated financial institution.
• Deep knowledge of BSA/AML, OFAC, and payments regulatory frameworks, including FFIEC, OCC, FinCEN, Treasury/OFAC, Federal Reserve payments rules, and CFPB guidance.
• Extensive experience supporting payments operations, including wires, ACH, RTP, digital payments, card networks, and payment operations risk management.
• Strong understanding of core banking operations, including deposit/loan operations, servicing, exception processing, reconciliation functions, and operational risk domains.
• Demonstrated ability to lead compliance oversight across payment and operational environments with high transaction volumes.
• Experience leading regulatory risk assessments and preparing for OCC and other regulatory examinations.
• Comfortable presenting complex topics to senior and executive leadership.
• Advanced degree or professional certification (e.g., MBA, CAMS) preferred.
• Proven experience leading organizations through significant regulatory scrutiny and operational or structural change.

• #LI-KD1

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Applications Accepted Through:

Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.